Safe to Spend answers: “What can I spend today and still cover the plan before
payday?”
The calculation
Days include today. A payday starts a new cycle, and a payday such as the 31st
automatically clamps to the last valid day in shorter months.
Why income is not counted twice
Expected income and confirmed salary can describe the same money. Salli uses
whichever is higher for the cycle rather than adding them together.
What reserves money
- active category or cycle limits;
- approved recurring payments due before payday;
- one-time scheduled payments;
- unpaid seettu contributions;
- savings-goal contributions; and
- manual committed-spending settings.
Transfers never reduce the pool as spending.
Over-cycle state
When the pool is negative, Home shows how far the cycle is over and the daily
allowance is clamped to zero. The negative pool remains visible; Salli does not
hide overspending by showing a false positive allowance.
Inspect the number
Tap the information control on Home to open the breakdown. It shows the income,
remaining commitments, goals, seettu dues, recorded spending, optional cap,
cycle pool, daily guide, and next-seven-day guide.
If the number looks wrong, first check payday, expected income, upcoming
approved payments, wallet transfers, and any transaction with an incorrect
direction.
